Yes I did pull the card out of the bag tonight 39
From ChevelureWiki
Processing credit cards from phone involves some additional risks since you aren't capable to verify the identity of the credit card holder. There are some precautions put with place by credit card companies and banks that method credit card payments. You merely need to follow the proper procedures. Here's how to accept credit card payments throughout the telephone.
Instructions
things you'll need:
Merchant account Credit card processing machine
1 Obtain the necessary information away from your buyer. You will need to receive the customer's complete billing address, including zip code, the type of credit card, the credit card number, expiration date, security code and the customer's full name. Double-check that the customer has supplied the billing address to the credit card, which may be several out of the shipping address. Moreover, affirm the total amount to be charged for the customer. If the patron does not approve the total amount, the charge could be reversed.
2 Input sale on credit card machine or online processing software. Most credit card companies will entail you to own any on-site credit card terminal, even if you are only processing payments over the phone. Begin from pressing the "clear" key to produce sure the machine is all set to accept a new transaction. Subsequently press the "sale" crucial and follow the on-screen prompts. Procedures alter by device type, except most will inquire you to input the credit card number, safeness code, expiration date, sale sum, the customer's street address and zip code. Following entering all the requested facts, delay for the charge to process.
3 Process the receipt. Upon approval, the credit card terminal will print 2 receipts. Just one duplicate is with your records and the other for the customer's records. In any normal credit card transaction, the customer would sign the copy that you preserve for your records. Since the patron is not able to indicator the receipt, bench mark "phone buy" on the signature line. This way, if the credit card company questions the charge, you will have any report that the receipt is unsigned expected to a expense over the phone. Mail or scan plus email the copy receipt to the consumer. If you are shipping items to the customer, it is acceptable to attach the credit card receipt to the invoice.
Tips & Warnings
Get a telephone number from your customer on situation there is some problem by the transaction and you need to phone them back. If you are doubtful, or suspicious, regarding a credit card payment over the phone, always call your merchant account hotline. Officials can double-check the credit card quantity to be sure the card has not been recently reported because stolen.
Resources
Info Merchant - examine vendor accounts
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